America’s Top 3 Small Business Loan Lenders

Business Loans are not always meant for new start-ups. At times, one may need to raise capital to simply keeping the existing business afloat.

Businesses always run into the risk of fund shortage. Whether it’s a bad season, challenging economy, or evolving consumer dynamic, Businesses must thrive to succeed. Raising a capital therefore has utmost importance.

With the growing number of entrepreneurs, Banks have a long wait list of Business Loan applications. This often makes it difficult for one to acquire the small business loans. However, not all is gloomy across this turf.

There are still some lenders who offer an exceptional service in terms of loan terms, customer services and product availability. Below is the list of top 3 Business Loan lenders based on the survey conducted by U.S. News. These lenders all boast of A+ BBB rating.


BlueVine is the popular choice among borrowers of business loans as it offers loans even if the FICO credit scores are as low as 530. With a basic criterion of businesses being minimum 6 months old, BlueVine offers a wide range of loan features including loan terms, lines of credit, and invoice financing. The loan amount can range from anywhere between $5,000 to $5,000,000.

Funding Circle

This small business lending platform offers Fixed-rate term business loans without minimum annual revenue requirement. The loan amounts sanctioned is between $25,000 to $500,000 to borrowers with minimum Fico credit score of 620. The best feature of this lender is that it doesn’t ask for any collateral from business owners.


The OnDeck has been lending small business loans to entrepreneurs since 2007.  Their term loans offered can go up to $1 Million along with lines of credit with fixed interest rates. The minimum FICO credit score required is 600 and business must be minimum 1 year old.

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